Limits and Fees

Transaction Fees
Account Opening Free!
Account Usage (1) Free!
Card Fee (2) Free!
Cash Transfers via Wire Transfer (3) Free!
Ozan to Ozan (O2O) Transfer (4) Free!
Money Transfer to Other’s Bank Account (3) Free!
Purchases at Retail/Online Stores (5) Free!
Top-up via Credit/Debit Card (6) 3.79%
Top-up via Wire Transfer (7) Determined during the transaction.
Purchases in Foreign Currency (8) Determined during the transaction.
Virtual IBAN 99 TL
Transfer Between Your Accounts 5 TL + %4.99
ATM Top-up %1.1+1.1TL
ATM Withdrawal %1.1+1.1TL
ATM Balance Inquiry 1.9 TL
Withdrawals from ATMs Abroad 3.36%
Bill Payment 5 TL
Mobile Payment (9) Varies on operator basis.
Transaction Limits
Basic Plan Plus Plan Super Plan Contracted Account
Monthly Transaction Limit 2.750,00 TL 185.000,00 TL 750.000,00 TL 7.000.000,00 TL
Top-up from Own Bank Account 2.750,00 TL 185.000,00 TL 750.000,00 TL 7.000.000,00 TL
Top-up from Another Person’s Bank Account 2.750,00 TL 75.000,00 TL 3.000.000,00 TL
Top-up from Ozan SuperCard via ATM 75.000,00 TL 300.000,00 TL 2.000.000,00 TL
Top-up from Own Bank Account (per transaction) 2.750,00 TL 25.000,00 TL 185.000,00 TL 2.000.000,00 TL
Top-up from Another Person’s Bank Account (per transaction) 2.750,00 TL 25.000,00 TL 185.000,00 TL
Top-up with Saved Credit Card 15.000,00 TL 45.000,00 TL 100.000,00 TL
Top-up with Saved Debit Card 17.000,00 TL 47.500,00 TL 185.000,00 TL
Top-up with Credit Card 7.500,00 TL 30.000,00 TL
Top-up with Debit Card 8.750,00 TL 30.000,00 TL
Money Transfer to Own Bank Account 185.000,00 TL 400.000,00 TL 3.000.000,00 TL
Money Transfer to Own Bank Account (per transaction) 25.000,00 TL 75.000,00 TL 185.000,00 TL
Transferring Money from Ozan SuperApp Account to Others’ Bank Account 2.000.000,00 TL
Transferring Money from Ozan SuperApp Account to Others’ Bank Account (per transaction) 185.000,00 TL
Daily Payout with Ozan SuperCard via ATM 10.000,00 TL 10.000,00 TL 15.000,00 TL
Payout with Ozan SuperCard via ATM 75.000,00 TL 75.000,00 TL 100.000,00 TL
Payout with Ozan SuperCard via ATM (per transaction) 2.500,00 TL 5.750,00 TL 7.000,00 TL
Transfer Between Your Accounts
Receiving Money from Ozan SuperApp Users 185.000,00 TL 7.000.000,00 TL
Transferring Money to Ozan SuperApp Users 185.000,00 TL 7.000.000,00 TL
Transferring Money Between Ozan SuperApp Users (per transaction) 25.000,00 TL 185.000,00 TL
Single Top Up with Mobile Payment from Turkcell 600,00 TL 600,00 TL 600,00 TL
Monthly Top Up from Turkcell with Mobile Payment 4.000,00 TL 4.000,00 TL 4.000,00 TL
Single Top Up with Mobile Payment from Vodafone 1.000,00 TL 1.000,00 TL 1.000,00 TL
Monthly Top Up from Vodafone with Mobile Payment 2.750,00 TL 2.750,00 TL 2.750,00 TL
Single Top Up with Mobile Payment from Türk Telekom 500,00 TL 500,00 TL 500,00 TL
Monthly Top-up from Türk Telekom with Mobile Payment 2750,00 TL 2750,00 TL 2750,00 TL
  1. Account usage is free of charge. However, a transaction fee of 19.99 TL will be charged for accounts/cards with no financial transactions for 30 days. For 90 days, a monthly inactivity fee of TL 500 will be charged for accounts with no financial transactions. Inactivity fee is charged directly due to inactivity if the account is not used for a certain period of time.
  2. Physical cards are subject to fees at points of sale. Virtual cards: 3 virtual cards are free of charge, the next one is 49.99 TL. Single use virtual card fee is 19.99 TL.
  3. The first 4 transactions are free for one’s own bank account, and the first 3 transactions are free for transfers to others’ bank accounts. A transaction fee of 19.99 TL is charged for up to 14 transactions and 79 TL for more than 14 transactions.
  4. O2O: Sending money from Ozan account to Ozan account: 15 transactions per month free of charge, then 3.99% for each transaction.
  5. For purchases under 50 TL is charged at rates varying according to card schemes.
  6. Installment transactions vary on bank basis. You will be informed during the transaction.
  7. The fee depends on the service fee of the financial institution you make a transaction with and is determined at the time of the transaction. In case the description field is written incorrectly while making a transfer/EFT top-up, 2% + 2 TL operational service fee is charged for the correction process.
  8. For your international purchases, you will be charged at varying rates according to the relevant card schemes.
  9. Mobile payment fee with Turkcell is 13.5%, mobile payment fee with Vodafone is 7.5%, mobile payment fee with Türk Telekom is 17.50%